Included as standard with Carole Nash classic car insurance:

  • Up to £100,000 legal cover for non-fault accidents
  • UK & European breakdown cover
  • Agreed value available
  • Salvage retention rights
  • Up to 15% discount for club members
  • Choose your own specialist repairer
Get a classic car quote online Call 0333 005 2295

Classic Car Insurance 

At Carole Nash, we pride ourselves on being one of the leading classic car insurance brokers in the UK, helping thousands of satisfied customers find the policies that are right for them.

Comparing classic car insurance can feel like a daunting task, but that’s where we step in to remove the hassle – freeing up more of your time to be spent driving around and taking care of your pride and joy.

You can get an online classic car insurance quote or ring 0333 005 2295 and speak to one of our friendly team. They’ll guide you expertly through the process and help you find a policy that works for you.

Our Classic Car Insurances

Modern Classic Car Insurance

Covering late 1990s and even early 2000s models, modern classic car insurance can provide you with the protection that offers priceless peace of mind when out on the road.

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Track Day Cover

Track days have become more and more popular in recent years and if you’re going to get the adrenaline pumping around some of the country’s best circuits, you’ll need an appropriate insurance policy in place.

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Key Cover

Losing your keys or having them stolen can happen to anyone, but that doesn’t make it any less painful. Key cover along with a classic car policy can at least protect you if the worst does happen, up to £1500 cover limit.

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Wedding Car Cover

Using a classic car to make the big day extra special? If so, you’ll need adequate cover for your vehicle. We’ll help you secure the right policy at the right price.

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Specialist Insurance

Here at Carole Nash, it’s not just classic cars we specialise in. We can also help you find cover for campervans, motorhomes, military vehicles, kit cars and more. Whatever your requirements, we’ll find a policy tailored to you.

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We know each driver is as unique as their vehicle, which is why we’re happy to help provide cover for various manufacturers. From Aston Martins and Austins to Fords and Ferraris, we can help you secure classic car insurance across a number of brands.

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Classic car insurance specialists

We put a great deal of time and effort into understanding our customers and the classic car community, which means we are perfectly placed to source the vintage car insurance that is tailored to each driver.

If you drive a classic car, you’ll know that it’s different to everything else on the road. When you’re behind the wheel, with the style and character of the journey even more important than the destination itself, it feels like different rules apply.

In some cases, of course, they actually do! If your car is pre-1973, for example, then it’s exempt from road tax. If your car is over 15 years old, it could be classed as a classic and can receive reductions in policy price that reflect the care they require and the way they’re driven.

Apply a little loving care and your classic car will provide year after year of joyous motoring. No matter whether it’s a Morris Minor, Jensen Interceptor or a Classic Mini, we’ll have a vintage car insurance policy that’s perfect for your needs.

When is a car a classic for insurance purposes?

In order for you to be deemed eligible to take out a classic car insurance policy, your vehicle will generally be required to meet a combination of the following criteria:


  • It’s more than 15 years old
  • It’s used as a second car

Classic car insurance quotes

The easiest way to get a quote for your classic car insurance is online. Just fill out a few details about yourself and your vehicle and we’ll provide you with an estimate within a few minutes.

Get a quote online Call 0333 005 2295


Why should I take out classic car insurance?

Owners of vintage cars do drive differently – it’s unlikely you’ll be seeing a 300SL Gullwing on the school run or in a supermarket car park – so classic car insurers can assume you’ll be doing less mileage, and pass on savings accordingly.

Often driven more for pleasure than purpose, classic cars are less likely to be on the road in bad weather, and are often regular fixtures at events and rallies. Is this something that a standard policy will account for?

Perhaps most importantly, classic cars are an owner’s pride and joy. They need cover from an insurer that recognises their true value and understands the way they work. For example, modifications are an important aspect of vintage car ownership, as are repairs. They have to be just right, rather than done by the cheapest or nearest mechanic, which is why specialist classic car insurance offers you priceless peace of mind.

What comes as standard with my classic car insurance?

Every Carole Nash classic car policy comes with the following:

  • Agreed value available
  • Salvage retention rights
  • UK and European breakdown and accident recovery
  • Up to £100,000 legal expenses cover if you’re in an accident that’s not your fault
  • Up to 15% discount for club members
  • Choose your own specialist repairer
  • Shows, rallies and events cover

How can I reduce the cost of my classic vehicle insurance?

Every car is different, which means classic car insurance quotes can vary. However, there are a few things that will help you bring down the cost of your premium:

  • You have another vehicle that you use day-to-day rather than your classic car
  • You have a very low annual mileage (usually somewhere between 2,000 and 5,000 miles)
  • You keep your vehicle in a garage, on a drive or in a specialist lock-up

Why should I choose Carole Nash for my classic car insurance?

Here are just some of the reasons why we’re among the top brokers for classic car insurance in the UK:

  • We’ve partnered with classic car insurance companies to provide the best policies for more than 30 years, so you can rest assured we know our stuff
  • We have a rating of ‘Great’ from 4,500 reviews on Trustpilot. You can read more about our excellent service in our customer testimonials.
  • We have gained recognition with numerous awards and commendations down the years.
  • We appreciate that looking after your classic car is of the utmost importance. A normal motor insurance policy may not provide adequate cover, but we can help you find the specialist classic car insurance that befits your model.
  • We’re authorised by the Financial Conduct Authority, so you can compare classic car insurance with us knowing you’re dealing with a reliable company.
  • Our team boast a wealth of expertise when it comes to classic car insurance, so you can be confident you’re dealing with the very best.

Get your classic car insurance quote today

A specialist policy can help you get the most out of your classic car insurance, adding value that modern, standard fully comprehensive cover – or adding your classic model to an existing modern policy – simply can’t provide.

At Carole Nash, we understand classic cars and their drivers, and we know that they’re best served by a policy as unique as they are.

To find out more about how Carole Nash can help you save on the cost of your policy while keeping your pride and joy covered, get your classic car insurance online quote or call us today on 0333 005 2295.

Is classic car insurance cheaper than cover for modern cars?
Classic cars aren’t driven on a regular basis or used for the daily commute like modern vehicles. Plus, the level of car care from the owner is usually higher. Therefore, they’re considered a lower risk by insurers and generally command lower insurance premiums. Classic car insurance also tends to increase at a much steadier rate.
How is classic car insurance calculated?

Whilst classic car insurance is usually cheaper than normal motor insurance and the same factors are taken into account, insurers generally require it to fit a combination of the following:

  • It’s more than 15 years old
  • It’s driven fewer than 5,000 miles a year
  • It’s kept in mint condition
  • It’s used as a second car

And there are a few ways to drive down the cost of your classic car insurance quote even further:

  • You have another vehicle that you use day-to-day rather than your classic car
  • You have a very low annual mileage (usually somewhere between 2,000 and 5,000 miles)
  • You keep your vehicle in a garage, on a drive or in a specialist lock-up
  • You are aged 25 or older
How does classic car breakdown cover work?

There are a number of different levels of breakdown cover for classic cars:

  • Roadside: Someone will come to your location and fix the vehicle there and then.
  • Local recovery: If your car cannot be fixed at the roadside, you’ll be taken to the nearest garage.
  • National: This policy means you and your passengers can be taken to a location of your choice within the UK.
  • HomeStart: Here, you’re covered if your classic car won’t start at home.
  • Onward travel: If your car isn’t fixable, this policy includes car hire for three days, payment for public transport, or overnight accommodation.
  • European cover: Here, you’re covered whilst you’re out on the road in Europe. This can be single trip or an annual policy.
Does classic car insurance cover theft?
That depends on the level of cover you have taken out. If your classic car insurance policy is third-party only, you will not be protected if your vehicle were to be stolen. If your policy is third-party, fire and theft or fully comprehensive, then you will be covered, apart from instances where it was stolen due to the keys being left in the ignition.
Which models can classic vehicle insurance cover?
At Carole Nash, we pride ourselves on delivering classic car insurance quotes for all types of makes and models. From Ferraris and Fords to Minis and Morris Minors, we’ve got you covered. That’s why we’re the best brokers for classic car insurance in the UK.
How do I declare my classic car SORN?
If you intend on keeping your classic car off the road, you’ll need to get a SORN, which stands for Statutory Off-Road Notification. To do this, simply fill out the form online, call the DVLA vehicle service number on 0300 123 4321, or send a V890 form to the DVLA by post.
Do I need insurance for classic cars in Europe?
Most comprehensive classic car insurance policies include third-party only cover for driving in Europe, meaning you won’t be covered for damage to your classic car in an accident, or if you break down. Check with your insurer and if your cover is limited, you can look to increase your level of insurance.
Why does the value of some cars increase over time?
Some vehicles can experience a surge in value. This can be due to a number of factors, such as being featured in a film or TV show. The most common is its nostalgic value. As time goes by and the car is no longer being made, people with fond memories of it will want to own one. If you’re looking for a classic car insurance quote, get in touch with the team at Carole Nash today.
Is my classic car exempt from MOTs?
To determine whether you’re exempt from paying for annual MOTs and vehicle tax on your classic car, you need to look at when it was built or first registered. Generally, if it was built or registered prior to 1960, or there’s been no substantial changes made to the car in the last 30 years, you won’t need an MOT.
How do modifications affect my classic car insurance premium?

It all depends on the type of modification you add to your vehicle. Although this does vary, it’s often the case that a single modification can add between 10-15% onto the cost of your classic car policy.

It’s worth noting that without modifications, a lot of classic cars wouldn’t be roadworthy so insurers do take this into account when calculating the cost of a premium.

How do I know if my car is a classic or vintage?

Whilst there are no set rules to define classic and vintage cars, there are a number of factors to be taken into consideration. Some people abide by the following breakdown:

  • Vintage cars were built before 1930
  • Vintage cars were built before WWI
  • All pre-1960 cars are exempt from road tax and so can be described as classic
  • Classic cars were built following WWII
How do I choose the best classic car insurance?

It’s natural to look immediately at price when considering a classic car insurance policy. But cheaper cover doesn’t always represent the best value for money. Sometimes by paying a little extra, you can benefit in the long run from further levels of protection.

Ultimately, it depends entirely on what you plan to use your classic car for. Always research the different policies carefully. For example, are you going to be travelling abroad often? If so, you’re going to need cover for when you’re overseas. Whatever your requirements, we’ll compare classic car insurance quotes and find the solution that’s most suitable for you.